Livingston Agency

Personal Insurance

Insurance for your home, auto, and toys.

Home insurance

If you own your home or still have a mortgage, protect yourself and your family with a Homeowners insurance policy in case of damages, theft, or disaster. 

Homeowners insurance policies provide financial protection against damage to your covered property, your personal belongings, and loss of use.   Common covered damages include fire, windstorms, hail, lightning, theft or vandalism.

Homeowners insurance policies vary by insurance company.  At Livingston Insurance, we assist you in selecting the best company that provides the best coverage based on your specific situation.  We’re here to provide you with more than just a quote.

Motorcycle insurance

Sunshine, wind, and an open road... we know your motorcycle is one of your most prized possessions, give it the special attention it deserves.  We can be your guide before you take the open road by providing the coverage and protection you need.  Let our knowledge and experience help you protect all that you've worked so hard for. 

Renter's insurance

Renters Insurance offers protection on your personal belongings, your clothes, furniture, electronics, and more – and all this stuff adds up quicker than you might think!  If you are ever faced with unexpected damage, or break-in and theft, renters insurance is the policy that offers help to cover the cost of replacing your stuff.

Your landlord’s insurance policy may cover the building but it will not cover your personal belongings. Livingston Insurance can help you protect those belongings by providing a Renter’s Insurance policy that can give you coverage from fire, smoke, lightening, vandalism, theft, water damage and more.  Renter's insurance policies start as low as $15/mo. 

boat, Watercraft, & RV Insurance

The great outdoors!  Need we say more?  Don’t forget about the toys! We will put the appropriate coverage in place, so the only thing you’ll have to worry about is having FUN! Coverage available for your: Boat, Jet Ski, Snowmobile, Golf Cart, Dirt Bike, Scooter, Motor Home, Camper, Fifth-Wheel Trailer, & Trailer

auto insurance

Auto insurance protects you against financial loss if you are in an accident. Livingston Agency offers auto insurance polices from dozens of carriers that provide property, liability and medical coverage.

In the State of Michigan, if you are driving a vehicle on a public or private road, you are required to be insured with no-fault automobile insurance. If you’re still making payments on your vehicle, your lender may also have requirements, such as Liability and Physical Damage, and not just the common PL/PD (Personal Liability and Property Damage).  If you have recently experienced an increase in your auto insurance rates, we're happy to offer you fast, reliable, no-obligation quotes by phone.

umbrella insurance

Umbrella Insurance is a form of liability insurance that is in excess of your home and auto policies.  A personal umbrella policy is designed to protect your personal assets from bodily-injury and property-damage lawsuits that exceed the limits of your auto or homeowners liability. We want to make sure all of your assets are protected.